Free Resources | Centennial Credit

How do banks decide what you can afford?

Today we’re going to take a quick look at debt-servicing. Debt servicing is a fancy way of saying ‘affordability’....

What is a cosigner? A cosigner is someone that signs the loan contract with you to strengthen your application. By...

Rates Are Always Changing Auto finance terms and interest rates are always changing. The banks update their rates at...

Car loan finance terms How long you can finance a car for depends primarily on two factors: the age of the vehicle...

Choosing a new vehicle can be a stressful task. There are so many options and there’s so much information online it...

Guaranteed asset protection (GAP) insurance is a very underrated protection available to you when you finance a...

The biggest reason we hear that most people think they can’t take advantage of leasing is because they drive too many...

Leases are more flexible than you might think. They are just as flexible when it comes to getting out of the contract...

Does leasing have you scratching your head? In this article we will cover all the moving pieces of a lease so that you...

Most warranties follow a standard claims procedure. Once you notice that something is wrong with your car you take it...

You’re probably wondering how a car warranty can protect your credit score. It may not be obvious, but it is true and...

Warranties are not free. They increase your base car payment typically by about $1 per day in most cases. The average...

Whether you decide that you need a warranty or not, it’s beneficial to know how long your current warranty will last....